
Which Loan?
Are you looking for a fast loan? One with affordable repayments? Need a bad credit loan? We can help you!
Introduction to Bad Credit Loans
We understand that getting a loans can be difficult for some people, for whatever the reason. They may have recently arrived in the UK, have been made reduntant, or have had money problems in the past. That is why we specialise in providing bad credit loans or adverse credit loans for our customers, where they have a good chance of being accepted. We also provide fast finance for people in a hurry who can't wait for the banks to review and approve their loans. Whatever you need the money for, we can help!
Payday Loans
Payday loans are perhaps the quickest and easiest type of loan available, often without a credit check. Apply online and money can be sent to your bank account on the same day you apply. Borrow up to £750 and repay on your payday. Simple.
- Fastest and easiest type available
- Simple online application
- No credit check needed and bad credit history OK
- Borrow from £80 to £750
- Money deposited into your bank account, often on the same day you apply
- Repay on your next payday
- Immediate decisions online
- You must be over 18 and employed full time to qualify
If you have a poor credit history or just need money really quickly, payday loans are the answer.
Logbook Loans
If you own a car, you can borrow money against the value of your car.
Borrow from £20 to £50,000. Your credit history or employment status is not important as your car logbook secures your loan. Simply drop off your logbook to your loan provider, keep your car and drive off with your loan in cash.
- Simple Application
- No credit checks
- Employment status is not important
- Borrow from £20 to £50,000
- Flexible repayments from 1 day to 12 months
- Get your cash loan in as little as 30 minutes
- Lower interest rates than Payday Loans
- Hundreds of branches nationwide
Unsecured Loans
Unsecured loans or personal loans generally take a little longer to be approved, and are the best option if you don't need your money immediately. You can borrow between £750 and £8,500. Anyone can apply, even if you have a bad credit history, are in arrears on your mortgage or have a CCJ. Unsecured loans or personal loans as they are sometimes called, generally offer a better APR than payday or logbook loans and can usually be repaid over a longer period of time.
- Anyone can apply, bad credit history or CCJ's OK
- Borrow between £750 and £8,500
- Lower APR than payday or logbook loans
- Usually repay less interest on your loan
- No security needed
- Can be used for any purpose - it's up to you!
Car Credit Loans
A car credit loan or auto loan is a special type of loan, just to help you buy a car. Usually the provider will also have a stock of cars for you to choose from, and so your cash and your new car can all be sorted out at the same time.
- Anyone can apply, bad credit history or CCJ's OK
- Lower APR than payday, logbook and unsecured loans
- Usually repay less interest on your loan
- No security needed ( except your new car)
- Drive away with your new car on the day you apply
- £1000 minimum part exchange for your old car with our providers
- Cash back for you to spend
What I need from a Loan!
I have bad credit, bad debts and have arrears on my mortgage
All our loan providers have been hand picked to suit people with financial problems. You may have been refused credit in the past, but all our providers have the expertise and experience to help people in similar situations to you. Every honest application will be consided.
I need cash now!
Get cash in your hands in 30 minutes with a logbook loan up to £25,000. However you need to own your own car to apply. You then drop off your car logbook, keep your car and pick up your cash immediately. Mobile money has 23 branches throughout England and Wales so your local store may be a very convenient option with cash in your hand within 30 minutes.
Get your loan deposited into your bank accound on the same day you apply with a payday loan through Payday Power. Loans are available from £80 to £750 to be repaid on your payday, so you must be employed to qualify for a payday loan.
I just need £200 to help me out until I get paid
In this situation, you may be better off getting a payday loan. You can apply 100% online, which makes things simple and convenient. You can be given an immediate decision, and with Payday Power, you won't have to worry about faxing documents, as the whole application is done online and can be approved on the same day you apply. As you only need the money for a short time and can repay your loan on your next payday, this is a very cost effective type of loan.
You could also consider a logbook loan, but you need to own your own car to apply. You then drop off your car logbook, keep your car and pick up your cash immediately. One great advantage is that you are given a flexible repayment plan, agreed when you take out your loan, and so you don't have to repay everything in one go. However you use your car as security for the loan. Mobile money has 23 branches throughout England and Wales so your local store may be a very convenient option, with cash in your hand within 30 minutes.
I need £800 maybe more Today!
You should consider a logbook loan, but you need to own your own car to apply. You then drop off your car logbook, keep your car and pick up your cash immediately. One great advantage is that you are given a flexible repayment plan, agreed when you take out your loan, and so don't have to repay everything in one go. However you use your car as security for the loan. Mobile money has 23 branches throughout England and Wales so your local store may be a very convenient option with cash in your hand within 30 minutes.
Payday loans are available, up to £750 with Payday Power.
I want to buy a new car
Your best option is a car credit loan. Get your new car and your loan sorted all at the same time.
Try Welcome Car Finance and get your new car as quick as within one hour, £1000 minimum part exchange for your old car, and you'll even get £200 cash back.
I will need over £2000 and I want to find the best rate
Your two options are logbook loans and unsecured loans. Your best option depends on how soon you will be able to repay your loan.
Logbook loans are available between 1 day and 12 months, the APR is higher than unsecured loans, but if you can pay off your loan quickly, you could be paying a lot less interest on your loan.
Unsecured loans are available between 2 and 4 years. The APR is better than logbook loans, but over a longer period, you may be paying more interest in total. The advantage here is more affordable monthly repayments on your loan.
I need about £10,000
Logbook loans are available up to £25,000, up to the value of your car, which is used as security. You keep your car and get your loan immediately, however your logbook is held until your loan is repaid in full. Try Mobile Money, this may be your best option, if your car is valued above £10,000, otherwise you could try an unsecured loan with Welcome Finance, however the maximum unsecured loan you may borrow is £8,500.
I want a loan with affordable repayments
The longer your loan period, the more manageable the repayments. In this situation. We recommend you use an unsecured personal loan from Welcome Finance where you may repay your loan over 2 to 4 years.


