Payday Loans
Instant online decisions, loan deposited into your bank account on the same day, then repay on your payday!

Payday Express
Make Today your Payday!
Borrow Cash the Express Way!
At Payday Express we offer a quick and easy service to enable you to apply online in minutes, receive an instant loan approval decision, and get cash in your bank today. Borrow £80-£800, repayable on your next payday. We charge £20 for every £80 borrowed. You must be in full time employment, with your wages paid directly into a bank account that you have a debit card for.
Typical 1286.1 % APR (31 days)
Payday Plus
Cash today with no faxing needed
Get up to £750 today paid directly into your account. All you have to do is apply online and we will give you a loan offer immediately. If you apply before 3pm you could receive your money the same day. We charge £25 for every £100 borrowed. No credit checks. Bad credit OK.
Payday Power
Same day payday loans with no faxing needed
Fast debit card loans online. Simply apply online and you will be given an immediate loan offer. Once accepted, money could be in your debit card account on the same day you apply. No credit checks. Must be employed to apply. Borrow £100 and repay £125 on your next payday.
Quick Quid
No faxing documents and money deposited into your account in less than 24 hours!
Get a payday loan with Quick Quid even if you are paid weekly, fortnightly or monthly. We charge £25 for every £100 borrowed. Quick cash loans to repay on your pay day or over your next two pay days!
Instant approval and bad credit accepted.
Wonga - Cash on Demand!
Cash in Minutes before 3pm!
Get a quick cash loan at 1% interest a day, so borrow £100 for 10 days and repay £110 with no additional charges. Must be employed to apply, which includes self employed, freelance or even a consultant. Wonga can lend up to £1,000 for existing customers.
Payday UK
Britains Biggest Payday Lender!
No credit checks and no need to fax through any documents. The whole application is 100% online and you will get an online decision in seconds. Your loan is sent to your debit card account on the same day you apply, when you apply before 3pm! Must be full time employed and have a debit card to apply. Repay on your next pay day.
Quick Guide to Payday Loans in the UK
What are Payday Loans?
Payday Loans are short term loans, up to £750, which you then repay on your payday.
They are a quick solution to short term financial problems, which are unlikely to continue month after month.
Payday Loans are usually paid directly into your bank account on the same day you apply, which is perfect in an emergency.
Why Use a Payday Loan?
Payday loans are a great help in a financial emergency and are the easiest and quickest type of loan available, usually without a credit check.
When you need money fast, for exampe:
- Paying unexpected bills, or when they all come at once
- Help with a special occasion such as a wedding or romantic weekend away
- Maintaining your car or paying for MOT repairs
- Birthdays or Christmas expenses
- Dental work costs
- Cheaper than paying for banks unauthorised borrowing fees
- Anything - it's up to you!
How Do I Qualify for a Payday Loan?
One huge advantage of payday loans is that you can usually borrow money, even with a low credit score, and some providers may not even credit score your application or look into your credit history. Your ability to repay the loan is the most important factor, which is why you must be employed.
You must be:
- Over 18 years of age
- Be in full time employment
- Take home over £750 a month after tax
- Have a bank account with a valid Visa debit card
- Get paid directly into your account
Payday Loan Costs and Charges
See individual providers for accurate details on all costs.
The charges for payday loans are usually repaid on the next payday after you take out your loan. If your payday is very close to the date you take out the loan, it may be automatically defered to your next payday at no additional costs.
It is possible to defer your payday loan repayments for a further month if needed. However we recommend you try to pay off as much as you can to avoid further charges.
How to Apply for a Payday Loan
Payday loans are perhaps the quickest and simplest loans available.
Simply select one of our providers above, and fill in a simple application and you will be given an online decision in minutes. Some providers can even deposit money into your bank account on the same day you apply.
FAQ's - Frequently Asked Questions
How long does the application take?
Your application should only take 5 minutes. Simply enter your personal information and the amount you would like to borrow and click 'submit'. You will be given an online decision in seconds. Payday loans are the simplest and quickest type of loan available.
Do you credit score my application?
Currently, none of our providers credit score your application, which means you can get an online decision and money deposited into your bank account faster!
I have a bad credit history, can I still apply?
Yes, apply - payday loans are for you! Your current financial situation is more important.
Do I need a debit card?
Yes, your loan will be paid into your debit card account, and your repayments will be made from your account.
When will I recieve my money?
Your money will be deposited into your bank account. Please check individual providers for accurate details.
How do I repay my loan?
Usually, your loan repayment can be automatically taken from your debit card on your payday - there is nothing for you to do.
What if I have problems repaying?
Don't worry too much, contact your loan provider and they will be able to set up a defered payment plan for you.















