Payday Loans

Payday Loans are short term loans, up to £750, which you then repay on your payday.

They are a quick solution to short term financial problems, which are unlikely to continue month after month.

Payday Loans are usually paid directly into your bank account on the same day you apply, which is perfect in an emergency.

Payday loans are a great help in a financial emergency and are the easiest and quickest type of loan available, usually without a credit check.
When you need money fast, for exampe:

• Paying unexpected bills, or when they all come at once
• Help with a special occasion such as a wedding or romantic weekend away
• Maintaining your car or paying for MOT repairs
• Birthdays or Christmas expenses
• Dental work costs
• Cheaper than paying for banks unauthorised borrowing fees
• Anything - it's up to you!

One huge advantage of payday loans is that you can usually borrow money, even with a low credit score, and some providers may not even credit score your application or look into your credit history. Your ability to repay the loan is the most important factor, which is why you must be employed.

You must be:

• Over 18 years of age
• Be in full time employment
• Take home over £750 a month after tax
• Have a bank account with a valid Visa debit card
• Get paid directly into your account

See individual providers for accurate details on all costs.

The charges for payday loans are usually repaid on the next payday after you take out your loan. If your payday is very close to the date you take out the loan, it may be automatically defered to your next payday at no additional costs.

It is possible to defer your payday loan repayments for a further month if needed. However we recommend you try to pay off as much as you can to avoid further charges.

Payday loans are perhaps the quickest and simplest loans available.

Simply select one of our providers above, and fill in a simple application and you will be given an online decision in minutes. Some providers can even deposit money into your bank account on the same day you apply.

How long does the application take?

Your application should only take 5 minutes. Simply enter your personal information and the amount you would like to borrow and click 'submit'. You will be given an online decision in seconds. Payday loans are the simplest and quickest type of loan available.

Do you credit score my application?

Currently, none of our providers credit score your application, which means you can get an online decision and money deposited into your bank account faster!

I have a bad credit history, can I still apply?

Yes, apply - payday loans are for you! Your current financial situation is more important.

Do I need a debit card?

Yes, your loan will be paid into your debit card account, and your repayments will be made from your account.

When will I recieve my money?

Your money will be deposited into your bank account. Please check individual providers for accurate details.

How do I repay my loan?

Usually, your loan repayment can be automatically taken from your debit card on your payday - there is nothing for you to do.

What if I have problems repaying?

Don't worry too much, contact your loan provider and they will be able to set up a defered payment plan for you.