Car Credit Loans

Drive away with your new car today, with up to £350 cash back in your pocket and £1,000 minimum part exchange for your old car.

Intro
ACF Car Finance
Car credit loan at 44.9% APR Typical
ACF Car Finance

ACF Car Finance specialises in providing car credit loans.

  • Approval in minutes
  • £1000 minimum* part exchange
  • £350* cash back - web exclusive deal!
  • Bad credit OK
  • Choose from 100's of cars
  • Your new car on the same day you apply!
  • 136 point quality inspection
  • All cars come with a valid MOT certificate
  • Choice of cars between 2 and 4 years old
  • Affordable monthly repayments
44.9% APR
More Info
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Approved Finance
Finance for Cars, Vans, Caravans, Motorhomes & Motorbikes.
ACF Car Finance

Different rates for good, OK and bad credit history apply.

  • CCJ's & defaults considered
  • Disability & retired schemes available
  • Terms up to 72 Months
  • Advances from £1,000 - £250,000
  • Friendly staff can help select the best deal for you!
From 3.9% APR (Prime)
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Quick Guide to Car Credit Loans in the UK

What are Car Credit Loans?

A car credit loan is a special type of loan, just to help you buy a car. Usually the loan provider will also have a stock of cars for you to choose from, and so your loan and your new car can all be sorted out at the same time.

Car Credit Loan Providers

Advantages of Car Credit Loans?

If you want a loan to help you buy a car, then a car credit loan is your best choice.

With our car credit loan providers you will get a great APR with affordable monthly repayments, and even cash back for you to spend.

  • Anyone can apply, bad credit history or CCJ's OK
  • Lower APR than payday loans, logbook loans and unsecured loans
  • Usually repay less interest on your loan
  • No security needed
  • Get your loan and your car sorted together
  • Drive away with your new car on the day you apply
  • Cash for your old car - £1000 minimum with our recommended providers!
  • Cash back
Car Credit Loan Providers

How Do I Qualify for a Car Credit Loan?

Different providers have different rules.

You must be:

  • Over 21 years old (23 with ACF Car Finance)
  • Have a valid driving licence
  • Employed over 16 hours a week
  • or self employed
  • UK Resident
Car Credit Loan Providers

Car Credit Loan Costs and Charges

See individual providers for accurate details on all costs.

Car credit loans APR is lower than payday loans, logbook loans and unsecured loans, and can be repaid over a long period of time which makes your repayments affordable.

Car Credit Loan Providers

How to Apply for an Car Credit Loan

Simply select one of our providers above, and fill in their application form.
A friendly staff member will get back to you to go over any questions. You should get an approval decision within an hour.

Car Credit Loan Providers

FAQ's - Frequently Asked Questions

How long does the application take?

Your application should only take 5 minutes. Simply enter your personal information and click 'submit'.

I have a bad credit history, can I still apply?

Yes, our providers aim to help everyone, even if you have a bad credit history, are in arrears on your mortgage or have a CCJ.

Do I need to provide any documents?

Not at this stage. Simply fill in the application. If documents are required, a friendly staff members will advise you.

When will I get my car?

If all goes well and you are able to make an appointment for the same day, you could drive away in your new car within an hour.

Can I get a bike finance loan?

Yes, ACF Car Finance also provide bike finance loans and have a good selection of bikes in every branch.

What if I have problems repaying?

Don't worry too much, contact your loan provider and they will be able to help.

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